Personal profile
Biography
Tim Higgins is Associate Dean (Research) in the College of Business and Economics, and is also Associate Professor of Actuarial Studies and a Fellow of the Institute of Actuaries of Australia. His primary area of research is income-contingent loan (ICL) theory and applications, with a focus on policy analysis, model development and costing of existing and proposed schemes. His research into ICL has included the financing of tertiary education (both in Australia and abroad), and applications of ICL and related policy development in areas including paid parental leave, mature-aged training, domestic violence, sustainable farming, and household electrification.
Other research interests include stochastic modelling of earnings dynamics, demographic modelling, financial literacy and behaviour, and superannuation and retirement policy. Tim’s research has been funded through the Australian Research Council’s Linkage Projects and the Academies Linkage Grant (Academy of Social Sciences of Australia). His work has appeared in top peer reviewed journals including Economics of Education Review and Plos One and he has also made direct contributions to parliamentary and government agenda, independent and industry practice, with analysis and insights provided in the media.
Tim is co-editor and author of Income Contingent Loans: Theory, Practice and Prospects with Professors Bruce Chapman and Joseph Stiglitz. He was joint recipient of the ANU 2014 Vice-Chancellor’s award for Public Policy and Outreach.
Tim has taught a large number of actuarial and statistics courses at ANU over the past 20 years including Introduction to Actuarial Studies, Financial Mathematics, Life Contingencies, Actuarial Techniques, Risk Theory, Actuarial Control Cycle, Advanced General Insurance, Enterprise Risk Management and Risk Modelling. He received the Vice Chancellor’s award for Excellence in Teaching in 2005.
Qualifications
BA BSc GradDipStats MStats PhD FIAA
Research Interests
- Income-contingent loan theory and applications
- panel data econometrics
- microsimulation modelling
- superannuation and retirement income policy
Fingerprint
- 1 Similar Profiles
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Expanding Income-Contingent Loans for Tertiary Education
Chapman, B., Higgins, T. & Hu, L., 2023, Rethinking Tertiary Education. P. D. M. L. R. P. (ed.). 1 ed. Melbourne: Melbourne University Press, Vol. 1.Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review
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Increased livestock weight gain from improved water quality in farm dams: A cost-benefit analysis
Dobes, L., Crane, M., Higgins, T., van Dijk, A. I. J. M. & Lindenmayer, D. B., Aug 2021, In: PLoS ONE. 16, 8 August, e0256089.Research output: Contribution to journal › Article › peer-review
Open Access19 Citations (Scopus) -
Income contingent student loan design: Lessons from around the world
Britton, J., van der Erve, L. & Higgins, T., Aug 2019, In: Economics of Education Review. 71, p. 65-82 18 p.Research output: Contribution to journal › Article › peer-review
Open Access29 Citations (Scopus) -
The Higher Education Contribution Scheme: Keeping tertiary education affordable and accessible
Higgins, T., 1 Apr 2019, Successful Public Policy: Lessons from Australia and New Zealand. ANU Press, p. 59-85 27 p.Research output: Chapter in Book/Report/Conference proceeding › Chapter › peer-review
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Can Universities hit the mark with specialist actuarial education? An initial ERM Case Study
Bruhn, A., Whiting, B., Browne, B., Higgins, T. & Tan, C. I., 2017, In: Actuarial Research Clearing House (ARCH). 2017, 2Research output: Contribution to journal › Article
Projects
- 4 Finished
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Designing, modelling and advocating for finance policy options to drive inclusive household electrification
Higgins, T. (PI) & Khemka, G. (CoI)
1/11/23 → 7/03/25
Project: Research
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Expenditure needs and drawdown of retirement savings during later life: how important are demographic factors and financial resources?
O'Neill, T. (PI), Higgins, T. (CoI), Martin, M. (CoI), McDonald, P. (CoI), Roberts, S. (CoI) & Temple, J. (CoI)
3/02/14 → 31/12/14
Project: Research
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Innovative Financing Mechanisms for Higher Education
Chapman, B. (PI), Higgins, T. (CoI), Lounkaew, K. (CoI), Sinning, M. (CoI) & Withers, G. (CoI)
15/02/12 → 31/03/18
Project: Research
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The improvement of investment approaches by developing and applying bootstrap methods to innovative evolutionary kernel based subset time- series modelling
O'Neill, T. (PI), Higgins, T. (CoI), Martin, M. (CoI), Penm, J. H. (CoI), Roberts, S. (CoI), Terrell, D. (CoI) & Welsh, A. (CoI)
10/07/09 → 1/06/10
Project: Research