Household credit for the poor and child schooling in peri-urban Vietnam

This paper uses a novel dataset of poor households in peri-urban areas in Vietnam to estimate impacts of small loans on child schooling. The Probit and Negative Binomial model estimates roughly indicate no strong evidence of the effect. However, breaking down credit into formal and informal credit and credit for boy and girl schooling provides better insights. The paper suggests that to obtain the target of sustainable poverty reduction, easing access to formal credit sources and exempting tuition and other school contributions are necessary steps to keep poor children in schools longer.